Tips to Get the Best Home Loan for Your Flat
1. Compare Interest Rates
Check multiple banks and NBFCs to find the lowest interest rate for your budget.
2. Improve Your Credit Score
A higher CIBIL score helps you get better loan approval and lower rates.
3. Choose the Right Loan Tenure
Select a tenure that balances EMI affordability and total interest.
4. Check Hidden Charges
Review processing fees, prepayment charges, and other additional costs.
5. Get Pre-Approved
Pre-approval strengthens your buying power and speeds up the flat-buying process.
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