Government Schemes for First-Time Home Buyers

PMAY (Pradhan Mantri Awas Yojana)

Interest subsidy up to ₹2.67 lakh.

Credit Linked Subsidy Scheme (CLSS)

Reduced home loan EMIs.

Pradhan Mantri Gramin Awas Yojana

Affordable housing in rural areas.

Stamp Duty & Tax Benefits

Deductions under Section 80EE & 24(b).

State Housing Schemes

Affordable flats launched by state governments.

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